Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Some Buy to let mortgages are not regulated by the Financial conduct authority.

Besides providing mortgage and insurance solutions, our services add value by helping you:

• Save money by not paying too much for your mortgage
• Pay the correct deposit to get the best interest rate
• Avoid paying hefty early redemption penalties or administration costs if you make partial loan repayments during the mortgage term
• Decide how best to structure the term of your borrowing taking into account your age, objectives and retirement plans
• Understand the risks associated with repayment or interest-only mortgages
• Save time and money by focusing on lenders and providers whose underwriting criteria will suit you
• In short we provide mortgage architecture – building a design around your circumstances and requirements
• Review how best to use your existing provisions while recommending any suitable and necessary new solutions
• Save money by ensuring you don’t pay too much to protect your assets
• Place your insurance in the right name, ownership and trust, so that your beneficiaries do not pay too much tax when they inherit your estate.

Mortgage Broking fee charged – Ask your local office for details.